Friday, August 01, 2008

No Botox Needed-The Bankruptcy Facelift

No Botox Needed-The Bankruptcy Facelift

Financial problems are no laughing matter, but sometimes humor helps us get through our darkest days. I want to share with you the story of a client who had to file a Chapter 7 case for himself and his business.  In a matter of just a year, his once thriving business had died.  He couldn't make his business work, and he was personally liable for much of the business debt.  Filing a Chapter 7 case was the only real option for him, but he struggled with the decision.  The stress of his finances was killing him.  He looked tired, pale, and he carried himself as if he had the weight of the world on his shoulders. 

Recently that same client came into my office to ask when he might receive his discharge.  We were coming to the end of his case and he was just stopping by to say hello.  He was doing well in his new job, was about to get married, and he looked like a million bucks.  He was tan and probably 20 pounds lighter than when I had seen him a few months earlier.  I promise you, he even looked taller!   I was so amazed by the change in his appearance that I couldn't help but comment on it.  It was rewarding to see how much his life had changed since he filed his Chapter 7 case.  I jokingly told him that "If bankruptcy could make you look that much better and 20 years younger I wanted one of those bankruptcy facelifts."  We all laughed and he went on his way. 

Throughout the rest of the day, I keep thinking back on how amazing his transformation had been.  I thought if I could only show people the "before" and "after" shots, I could make people understand how powerful a tool bankruptcy can be.  Anyone who has ever struggled with financial problems understands how debilitating it can be.  You get warn down by the constant worry, the harassing phone calls, the fear that you aren't going to make it.  As much as you fear not being able to pay your bills, you fear the filing of a bankruptcy case even more.  Yet, few people who have ever filed a bankruptcy case would tell you they regret their decision.  We should all work hard to pay our debts.  Sometimes the reality of life is that we can't.  When you find yourself in this situation you have two choices- do nothing and keep struggling, or do something to fix the problem. 

Are you ready to take charge of your finances?  Our bankruptcy lawyers can show you how to solve your problems, stop your worries, and get back to living your life.  If you are ready to change your life and your look, without Botox, call to schedule your free consultation.  Find out for free how different your life could be.